Redeem an Adventure Holiday with your RBC Travel Rewards

There are lots of innovative ways to travel during tough economic times. I refuse to let the doom and gloom of the news stop me from traveling.  If you are an RBC credit card holder, you can redeem your travel rewards to purchase an adventure holiday.  For every dollar you spend on one of the RBC reward credit cards, you will earn 1 travel reward which can be allocated towards your adventure vacation. If you spend enough on your credit card, you can pay for both the land and air portion of the trip with your rewards.

You might think that it takes ages to accumulate enough points to pay for a trip, but I do it all the time. Every purchase I make is on my credit card, including a cup of coffee, my groceries, gas, phone and utility bills, no amount is too small. The points start to add up, quicker than you think. Just be sure that you don't overextend and purchase more than you actually have in the bank, otherwise this strategy will work against you, especially with an interest rate of 19.5%. I pay the full visa bill off monthly, so there is never any interest to worry about. The advantage to doing this as well, is it is easier to track where all of the money was spent. The bank actually sends me a statement annually breaking down where my expenses went, i.e. restaurants, travel, etc.

Another tip is that many of the credit cards will actually give you a bonus of up to 25,000 points just to join. That is a very healthy chunk of points towards your next holiday.

Good luck and happy spending.

BikeHike Adventures www.bikehike.com