Travel Insurance, Don't Leave Home Without It!

If you're planning on traveling internationally, be sure to protect yourself by purchasing a comprehensive insurance plan before leaving home. Some credit card companies offer insurance if you purchase your trip with your credit card, however be sure to read the fine print. There are numerous exceptions to coverage offered by your credit card and you don't want to find out when you are in dire need of medical attention, that your situation is one of those exceptions.

On any insurance plan that you purchase, be sure to ask the following questions in advance.

1. Are there any activities that you will be participating in that are excluded? i.e. Rock Climbing, Mountaineering.

2. What is the maximum coverage?

3. Is Emergency Evacuation Included?

4. What kind of support do they immediately supply in the event of an accident?

5. Does the plan include cancellation/interruption insurance?

6. Are weather related delays covered?

7. Will the plan cover additional charges you've picked up due to delayed flights, i.e accommodation, transportation?

8. Is baggage insurance included?

9. What is the maximum amount covered per item of luggage?

10. Does the cancellation coverage cover me if I lose my job? my mother or traveling partner gets ill?

We find that more often than not, insurance policies are littered with caveats.

BikeHike Adventures recommends dealing with a licensed insurance provider, who specializes in insurance, and knows their product intimately. These companies have proven track records for travel claims, and are accustomed to clients calling collect from overseas when something goes wrong.

Medical coverage is mandatory on all BikeHike Adventures and clients can book our insurance plan or provide their own. For details http://www.bikehike.com/traveldocs/travelinsurepolicy_booklet.pdf

Happy Travels,
BikeHike